Your insurance strategy should be as sophisticated as your investment thesis.

We work across the full lifecycle from pre-transaction due diligence through active portfolio management and exit preparation. Pre-close, we conduct insurance program reviews on acquisition targets to surface coverage gaps, undisclosed liabilities, and optimization opportunities before they become post-close surprises. Post-close, we work directly with portfolio company management teams to improve program performance, consolidate coverage across the portfolio, and identify captive opportunities. We've designed our process to integrate cleanly with how PE firms actually operate.

We conduct a comprehensive review of the target company's insurance program, evaluating coverage adequacy, identifying gaps relative to industry benchmarks, flagging potential uninsured liabilities, and assessing whether the existing program is structured efficiently. We deliver a clear, actionable report that informs your underwriting decision and gives your deal team a complete picture of the insurance risk before close. We can work within your existing diligence timeline and coordinate directly with target management and their current broker.

Yes. We place R&W insurance, tax liability coverage, and contingent liability coverage for M&A transactions. These products have become standard in PE deal structures, and placement quality matters — both in terms of coverage terms and speed of execution. Our team has experience working within compressed deal timelines and coordinating with legal counsel to make sure coverage is structured correctly for the transaction.

We work directly with portfolio company management teams as their ongoing risk advisor by reviewing programs annually, introducing technology to streamline renewals and reporting, consolidating coverage across multi-entity structures, and identifying captive opportunities for companies that qualify. For sponsors managing multiple portfolio companies, we can serve as a centralized resource across the portfolio, bringing economies of scale and consistent program quality that individual company brokers typically can't deliver.

For portfolio companies held on a longer timeline with strong loss histories, group captive participation can generate meaningful additional yield over the hold period. Rather than paying premiums into a traditional market that retains the underwriting profit, captive members own a stake in their insurance program — and favorable loss experience, investment income, and underwriting profits flow back to the company. We identify which portfolio companies are strong captive candidates, model the projected equity, and manage the onboarding process. It's one of the most consistently underutilized value creation levers in middle-market PE.

At most firms, advisors are employees with quotas. At Polarix, advisors hold equity in the firm, which means the quality of your outcomes directly affects theirs. For PE clients, that matters in a specific way: Our advisors are invested in long-term relationships, not annual renewals. They bring proactive ideas to the table, stay accountable between transactions, and measure success by what actually changes for your portfolio — not by how many policies they place.

Reach out directly and we'll move quickly. For active transactions, we can typically turn around an initial insurance diligence assessment within your deal timeline. For portfolio reviews, we'll start with a conversation about your current programs and identify where the highest-impact opportunities are. No lengthy onboarding process. We're built to work at the pace PE requires.